Q. If you purchase the excess valuation insurance for your trip, do you still have to produce receipts? It seems unreasonable to have to keep receipts for every item that you pack.

A. Most likely you'd be asked to produce receipts and when you check in you'll need to describe the contents of your bag. It's always a good idea to have receipts for things you purchase for insurance purposes in case you need to make a claim with your home or renters insurance, your credit card company, your airline or whatever. For those who don't know what excess valuation is and why you might need it, we'll gladly explain.