The content on this page is accurate as of the posting date, however, some of the offers mentioned may have expired.
Citi is a major credit card issuer, and has one of the best selections of reward cards. Their rewards programs range from cash back, to co-branded airline and hotel cards to cards that offer their own ThankYou rewards points.
If you’re serious about earning the most rewards possible from your credit cards, then you need to consider these top Citi credit cards:
This card offers a very high rate of cash back on all purchases, with no limits. And it even comes with one of the best balance transfer offers available. You earn 1% cash back at the time of purchase, and another 1% cash back when you pay for your purchases, for a total of up to 2% cash back. It also offers you 18 months of 0% APR on balance transfers completed within four months of account opening, with a 3% balance transfer fee or $5 minimum (you don’t earn cash back on balance transfers). The variable APR after the intro period is 15.49%-25.49%.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
This card offers you 50,000 American Airlines AAdvantage® bonus miles after you make $2,500 in purchases within the first three months of account opening. You also earn 2x miles per dollar spent at gas stations, restaurants and on eligible American Airlines purchases. Other benefits include a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. You also get your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. You’ll receive preferred boarding on American Airlines flights, and a 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights. There’s a $99 annual fee for this card that’s waived the first year, and no foreign transaction fees.
This is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no limit. You also earn 15,000 bonus points after you spend $1,000 in purchases with your card within three months of account opening, worth $150 in gift cards at thankyou.com. This card also features 0% APR financing on both balance transfers and new purchases for 15 months (then 15.24% - 25.24% percent variable APR thereafter)..
You also earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points after that, and 1X Points on all other purchases. Finally, you get 10% of your redeemed points back each year for the first 100,000 ThankYou® Points you redeem per year. There’s no annual fee for this card.
